Life Insurance Corporation(LIC) of India
 
Share |
 
Home > Home Loan Interest Rate

Home Loan Interest Rate

Bank Name
Floating Interest rate
Processing Fee Prepayment Charges
State Bank Of India 10.25% 5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs) Nil
ICICI Bank Scheme I :10.50% (Fixed 1 yr)
Scheme II : 10.75% (Fixed 2yrs)
Scheme III : 10.75% (Fixed 3yrs),
then 10.50%
0.50% of loan amount upto 1 crore N.A
HDFC Ltd Scheme I : 11% (Upto 10Lacs)
Scheme II: 10.50%
0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank 10% to 13% INR 10,000 plus service tax & cess 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable
LIC Housing Scheme I : 10.75%
Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs)
Scheme III : 10.95%(Fixed for 10 yrs)
Up to 30 lacs : 10,000 + (Service tax)
30 - 50 lacs : 15,000 + (service tax)
50 lacs - 1Cr : 20,000 + (service tax)
1Cr & above : 20,000 + (service tax)
Nil
AXIS Bank Scheme I : 11.75% (Fixed for 20 yrs)
Scheme II : 10.75%
1% of the Loan Amount 2% (For Scheme I)
Nil (For Scheme II)
IDBI 10.75% Up to 1%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction )
If Balance Transfer then 2% Otherwise Nil
ING Vysya 10.75% 0.5% of the loan amount NIL
Standard Chartered 9.99% (Upto 25Lacs), then 10.40% Rs.7500/- + Service tax NIL
DHFL 11.50% 1% NIL
Citibank 10.50% 0.25% (for salaried ), 0.50% ( for Self Employed) NIL
Deutsche Bank 10.75% 10000 + Service Tax up to 90% no charges after that 2.5%
India Bulls 10.50% (Upto 25Lacs), then 10.75% Up to 25 lacs : 5,000+12.36%(Service tax)
25 lacs & above : 15,000+12.36%(Service tax)
NIL
Allahabad Bank 10.50% (Upto 25 Lacs), 10.75% 0.50% of loan amount, Maximum Rs. 10,000/- NIL
Bank of Maharastra 10.80% (Upto 25 lacs) then 11% Nil (Upto 25Lacs)
0.50% (Max Rs 50,000/-) (25lacs & above)
N.A
Central Bank of India 10.50% 0.50 % of loan amount, maximum Rs.20,000/- N.A
Corporation Bank 10.75% (Upto 25Lacs), then 11% Upto 30 lacs 0.40%
30-75 lacs : 0.50%
75 lacs & above : 0.60%
NIL
Bank of India 10.50% Upto 25 lacs : 0.50% of the loan amount Min Rs.4000/- and Max Rs.10,000
25 - 75 lacs : Flat Rs.20,000
75 lacs & above Flat Rs.25,000
NIL
Union Bank of India 10.50% 0.50% of the loan amount subject to maximum of Rs. 15,000 NIL
United Bank of India 10.70% (upto 25 lacs) then 10.75% 0.50% of the loan amount N.A
UCO Bank 12% - 12.50% N.A N.A
Bank of Baroda 10.75% N.A N.A
Canara Bank 11%
Oriental Bank of Commerce 10.90% 0.5% of the loan amount or maximum Rs.12,500/- NIL
Kotak Bank 10.75% 0.25% - 0.5% 2% on Balance transfer else NIL
Dena Bank 10.50% N.A N.A
Punjab National Bank 10.75%
First Blue Home Finance 10.50% (for Salaried / SEP), 11% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) Salaried - 0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs).
Self Employed - 0.5% plus doc charges plus taxes.
Nil
Vijaya Bank 11.30% N.A N.A
Syndicate Bank 10.50% ( upto 25 lacs ), then 10.75% N.A N.A
Indian Overseas Bank 10.50% N.A N.A
Reliance 12% - 12.50% 0.5% of loan amount NIL
Federal Bank 10.73% 0.50% of the limit sanctioned with a minimum of 1000/- NIL
Development Credit Bank 11.50% 0.5% If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount
State Bank of Travancore 11.25% Limit upto Rs.25,000 - Nil
Limit above Rs.25,000 to Rs.2 lacs - 0.55% of the loan amount (Max.Rs.500/-)
Limit above Rs.2 lacs - 0.55% of the loan amount maximum Rs.10000/-
NIL
Tata capital Housing Finance ltd 10.75% 0.5 to 1% off the loan amount. N.A
Dhanalakshmi Bank 12.50% (Uto 25Lacs), then 12.75% a) Loans Upto 20 lacs - Non Refundable fee of Rs 3500 plus service tax
b) Loans above 20 lacs - Non Refundable fee of Rs 5000 plus service tax
NIL
Indian Bank 11% 1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application)
2) 0.32 % on Loan amount (at the time of acceptance of sanction)
Nil
 
Useful Links
Valid XHTML 1.0 Transitional Valid CSS! Protected by Copyscape Duplicate Content Checker